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They say you have to spend money to make money, but you also have to save money to make money. 

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The holiday season is about to begin and every retailer is glad for it because cash flow will seem to get better. This post is more where to spend...

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August is a good month for retailers to pause and look ahead to the holidays and the cash flow you'll need to get there without too much sweat.


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This post is for retail buyers but here's a question for you: Do you know what makes a Rolls Royce a Rolls Royce?

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Retailers! January is the time to get your financial house in order to have the most profitable retail sales and stress-free year possible!

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Cash flow (maintaining a sufficient amount of available cash) for small retailers is one of the least sexy topics I'm asked about and one of the...

Retailers: How To Manage Your December Cash Flow

When it comes to cash flow at the end of a year for most retailers, it is very easy to be overwhelmed.

December has different issues than ...

Figuring the Lifetime Value of Your Retail Customers

When I worked in the coffeehouse business, we were trying to come up with a way to show franchisees and their employees that we didn't have the...

Get A Small Business Line Of Credit Before You Need It

I’ve had a small business bank account with Bank of America for over twenty years. When I had setup the account, they simply asked, “Do you want...

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